http://www.mylouisvillekentuckymortgage.com/
1. Don’t change jobs or become self-employed.
2. Don’t buy a car, truck, van, boat or motorhome unless you plan to live in it.
3. Don’t use your credit cards or let your payments fall behind.
4. Don’t spend the money you have saved for your down payment.
5. Don’t buy furniture before you buy your house.
6. Don’t originate any new inquiries on your credit report.
7. Don’t make any LARGE or CASH deposits into your bank account.
8. Don’t change bank accounts.
9. Don’t co-sign for anyone.
10. Don’t purchase anything until after the closing.
Kentucky Mortgage Pre-Approval Checklist of Items Needed for Approval Letter
Bank Statements - Last 2 Months – All bank statements for all accounts from the last 2 months. Include all numbered pages of all bank statements!
Driver's License – Legible state-issued driver's license
Evidence of Insurance – For all properties owned
Federal Tax Returns - Last 2 Years – Last 2 years of federal tax returns to prove income, include all schedules
HOA statement (if applicable) – Most current statement
Loan Application (1003) – Please complete all fields
Mortgage Statement(s) – Most recent for all properties owned
Pay Stubs - Received in Last 30 Days – Last 30 days of pay stubs to prove income
Social Security Card – Legible social security card to prove social security number
W-2s - Last 2 Years – Last 2 years of W-2s to prove income
